Ak\u00fd m\u00e1m rozpo\u010det? <\/strong><\/p>\n\n\n\n Ako prv\u00e9 by sme si mali nastavi\u0165 n\u00e1\u0161 rozpo\u010det. V\u017edy by mal po\u010d\u00edta\u0165 s invest\u00edciou pred k\u00fapou vozidla a po k\u00fape vozidla. Pred k\u00fapou nov\u00e9ho ojazden\u00e9ho auta by mal ka\u017ed\u00fd investova\u0165 do kvalitn\u00e9ho preverenia a to ako technick\u00e9ho stavu (k tomuto prevereniu m\u00f4\u017eete vyu\u017ei\u0165 na\u0161u slu\u017ebu Kontrola ojazden\u00e9ho vozidla<\/strong><\/a> na webe www.iautomato.sk<\/strong><\/a>) a virtu\u00e1lneho stavu. <\/p>\n\n\n\n Ka\u017ed\u00e9 z t\u00fdchto preveren\u00ed m\u00e1 ve\u013ek\u00fd zmysel a podceni\u0165 to by mohlo znamena\u0165 ve\u013ek\u00e9, nemil\u00e9 prekvapenie a brut\u00e1lny z\u00e1sah do va\u0161ej pe\u0148a\u017eenky. Ako \u010fal\u0161ia invest\u00edcia, ktor\u00e1 v\u00e1s bude \u010daka\u0165, tentokr\u00e1t po k\u00fape vozidla je n\u00e1sledn\u00e1 servisn\u00e1 starostlivos\u0165, do ktorej ur\u010dite patr\u00ed v\u00fdmena oleja a v\u0161etk\u00fdch filtrov, vr\u00e1tane palivov\u00e9ho a vzduchov\u00e9ho, nov\u00e9 rozvody, kontrola klimatiz\u00e1cie a celkov\u00e1 kontrola vozidla. Pri vyu\u017eit\u00ed na\u0161ej slu\u017eby preverenie ojazden\u00e9ho vozidla<\/strong><\/a>, v\u00e1m n\u00e1\u0161 technik porad\u00ed a prevedie aj predbe\u017en\u00fa kalkul\u00e1ciu dodato\u010dn\u00fdch n\u00e1kladov. T\u00e1to prehliadka ojazden\u00e9ho vozidla je tie\u017e ve\u013emi d\u00f4le\u017eit\u00e1, preto\u017ee va\u0161e nov\u00e9 auto m\u00f4\u017ee ma\u0165 aj mno\u017estvo skryt\u00fdch ch\u00fdb, o ktor\u00fdch v\u00e1s predajca neinformoval a m\u00f4\u017eu ma\u0165 ve\u013ek\u00fd vplyv na stav v\u00e1\u0161ho bankov\u00e9ho konta. V pr\u00edpade, \u017ee zist\u00edme, \u017ee va\u0161e vysn\u00edvan\u00e9 auto nie je v takej kond\u00edcii, ak\u00fa v\u00e1m predajca s\u013euboval, porad\u00edme v\u00e1m, ako postupova\u0165 \u010falej a ako sa dom\u00f4c\u0165 z\u013eavy, \u010di odst\u00fapenia od k\u00fapnej zmluvy a vr\u00e1tenia pe\u0148az\u00ed. Ka\u017ed\u00fd, kto kupuje ojazden\u00e9 auto, by mal po\u010d\u00edta\u0165 s minim\u00e1lne 20% rezervou a neutrati\u0165 v\u0161etky usporen\u00e9 peniaze za dan\u00e9 vozidlo. <\/p>\n\n\n\n Je z\u013eava naozaj z\u013eava? <\/strong><\/p>\n\n\n\n Ke\u010f u\u017e m\u00e1te stanoven\u00fd rozpo\u010det, m\u00f4\u017eeme prikro\u010di\u0165 k samotnej cene vozidla a tomu, ako ho budeme financova\u0165. Najlep\u0161ou mo\u017enos\u0165ou na financovanie vozidla, je financovanie z vlastn\u00fdch zdrojov, to znamen\u00e1 ma\u0165 nasporen\u00e9. Ale nie ka\u017ed\u00e9mu sa to po\u0161\u0165ast\u00ed a tak nie je \u017eiadnou hanbou, financova\u0165 ojazden\u00fd automobil p\u00f4\u017ei\u010dkou. T\u00ed, ktor\u00ed sa rozhodn\u00fa vyda\u0165 touto cestou, by si mali da\u0165 ve\u013ek\u00fd pozor, kto a za ko\u013eko im na ich vysn\u00edvan\u00fd kor\u00e1b po\u017ei\u010diava. Najlep\u0161ou vo\u013ebou je p\u00f4\u017ei\u010dka od va\u0161ej banky, spl\u00e1tky a \u00faroky u nej budete ma\u0165 ove\u013ea preh\u013eadnej\u0161ie a \u010dasto aj ove\u013ea ni\u017e\u0161ie, ne\u017e ke\u010f si p\u00f4\u017ei\u010dku zariadite priamo v autobaz\u00e1re. Vyhnete sa aj nekal\u00fdm praktik\u00e1m, ktor\u00e9 sa ob\u010das v na\u0161ich autoservisoch vyskytuj\u00fa, budete ma\u0165 jasn\u00e9 podmienky a dostatok \u010dasu si pre\u0161tudova\u0165 podklady k p\u00f4\u017ei\u010dke. Ono sa toti\u017e dos\u0165 \u010dasto st\u00e1va, \u017ee v\u00e1s autobaz\u00e1r nal\u00e1ka na super z\u013eavu na auto a to aj nieko\u013eko desiatok percent, ale za podmienok financovania vozidla p\u00f4\u017ei\u010dkou. A ako to u\u017e b\u00fdva, z\u013eavy m\u00e1me radi a tak trochu zabudneme na sedliacky rozum, ktor\u00fd n\u00e1m hovor\u00ed, \u017ee \u017eiadna z\u013eava nie je zadarmo. Pri autobaz\u00e1roch to plat\u00ed v\u00e4\u010d\u0161inou dvojn\u00e1sobne. Ke\u010f si potom v pokoji doma pre\u010d\u00edtate podmienky u\u017e podp\u00edsanej zmluvy, tak zist\u00edte, \u017ee za va\u0161e nov\u00e9 kr\u00e1sne aut\u00ed\u010dko s luxusnou z\u013eavou zaplat\u00edte napr\u00edklad aj viac ako 2x to\u013eko. <\/p>\n\n\n\n Ko\u013eko det\u00ed sa mi zmest\u00ed do kabrioletu? <\/strong><\/p>\n\n\n\n Pres\u00favame sa do f\u00e1zy, kedy m\u00e1me stanoven\u00fd rozpo\u010det, vieme ako budeme aut\u00ed\u010dko financova\u0165 a u\u017e n\u00e1m sta\u010d\u00ed iba vybra\u0165 t\u00fa na\u0161u nov\u00fa ozdobu gar\u00e1\u017ee. T\u00fdm prv\u00fdm, nad \u010d\u00edm by sme sa mali zamyslie\u0165 je, na \u010do budem auto potrebova\u0165? Budem s n\u00edm jazdi\u0165 v\u00e4\u010d\u0161inou s\u00e1m, alebo budem robi\u0165 tax\u00edka celej rodine? Budem s n\u00edm jazdi\u0165 len kr\u00e1tke trasy po meste alebo som si neviem pre\u010do, na\u0161iel pr\u00e1cu 50 km od domova. Ke\u010f zist\u00edm, \u017ee 90% \u010dasu budem jazdi\u0165 iba s\u00e1m, m\u00e1 pre m\u0148a zmysel si kupova\u0165 ve\u013ek\u00e9 rodinn\u00e9 kombi, alebo si rad\u0161ej k\u00fapim men\u0161\u00ed, lacnej\u0161\u00ed a \u0161t\u00fdlovej\u0161\u00ed hatchback, alebo sedan? Ak jazd\u00edm iba po meste, m\u00e1 zmysel si kupova\u0165 naftov\u00fd motor, aj ke\u010f ur\u010dite viem, \u017ee kr\u00e1tke trasy naf\u0165\u00e1kom nevo\u0148aj\u00fa a maj\u00fa v\u010faka nim ove\u013ea drah\u0161\u00ed servis. Nek\u00fapim si, rad\u0161ej si k\u00fapim men\u0161\u00ed benz\u00ednov\u00fd motor, ktor\u00fd mi do mesta bohato sta\u010d\u00ed a bude ma\u0165 lacnej\u0161iu servisn\u00fa prev\u00e1dzku? Naopak, ke\u010f m\u00f4j n\u00e1jazd kilometrov sa po\u010d\u00edta do tis\u00edcov mesa\u010dne, nebola by lep\u0161ia vo\u013eba naftov\u00fd motor, ne\u017e siln\u00fd benzi\u0148\u00e1k? <\/p>\n\n\n\n D\u00f4veruj, ale preveruj<\/strong>!<\/p>\n\n\n\n A pr\u00e1ve teraz, ke\u010f u\u017e m\u00e1me vybran\u00e9, prich\u00e1dza na rad asi t\u00e1 najd\u00f4le\u017eitej\u0161ia \u010das\u0165 pri k\u00fape nov\u00e9ho ojazden\u00e9ho vozidla a t\u00fdm je samotn\u00e9 preverenie vozidla. Preveri\u0165 vozidlo si m\u00f4\u017eete nieko\u013ek\u00fdmi sp\u00f4sobmi, ale naj\u00fa\u010dinnej\u0161ia je kombin\u00e1cia nieko\u013ek\u00fdch z nich. Jeden zo sp\u00f4sobov, ktor\u00fd je asi najpohodlnej\u0161\u00ed, ale nie je zas tak \u00fa\u010dinn\u00fd, je osobn\u00e1 prehliadka vozidla s automechanikom. Je to sp\u00f4sob, ktor\u00fd sa zd\u00e1 najlep\u0161\u00ed, ale nie je tomu tak. Ke\u010f si idete k predajcovi prezrie\u0165 a skontrolova\u0165 auto, nikdy nebude ma\u0165 dostato\u010dn\u00e9 prostriedky a pom\u00f4cky na to, aby ste auto dokonale preverili. Jednoducho povedan\u00e9, pre kontrolu napr. podvozku, je nutn\u00e9 auto zdvihn\u00fa\u0165, pre kontrolu b\u0155zd, je nutn\u00e9 demontova\u0165 koleso at\u010f. Preto asi najlep\u0161ou mo\u017enou vo\u013ebou je vzia\u0165 va\u0161e bud\u00face vozidlo do autoservisu a poriadne ho preklepn\u00fa\u0165 a to zo v\u0161etk\u00fdch str\u00e1n. \u010eal\u0161ou mo\u017enos\u0165ou je po\u017eadova\u0165 od predajcu, aby auto preveril za v\u00e1s. Na tento \u00fa\u010del sl\u00fa\u017ei Certifik\u00e1t AUTOMATO<\/strong><\/a> na webe iautomato.sk. Pokia\u013e k\u00fapite vozidlo s t\u00fdmto certifik\u00e1tom, m\u00e1te z\u00e1ruku toho, \u017ee bol preveren\u00fd nez\u00e1visl\u00fdm autoservisom a v\u0161etky inform\u00e1cie a n\u00e1lezy na tomto vozidle, si m\u00f4\u017eete zadarmo prezrie\u0165 na webe iautomato.sk, sta\u010d\u00ed od predajcu iba po\u017eadova\u0165 \u010d\u00edslo certifik\u00e1tu. \u010eal\u0161ou a nemenej d\u00f4le\u017eitou mo\u017enos\u0165ou je preverenie vozidla virtu\u00e1lnou cestou. Na trhu je u\u017e nieko\u013eko firiem, ktor\u00e9 sa t\u00fdmto zaoberaj\u00fa a dok\u00e1\u017eu v\u00e1m napoveda\u0165 napr\u00edklad to, \u010di va\u0161e auto nem\u00e1 sto\u010den\u00fd tachometer, alebo \u010di nebolo v minulosti b\u00faran\u00e9. Tomuto prevereniu pom\u00f4\u017ee, ke\u010f va\u0161e auto bolo predan\u00e9 ako nov\u00e9 v \u010cesku. Aut\u00e1 zo zahrani\u010dn\u00fdch dovozov b\u00fdvaj\u00fa zlo\u017eitej\u0161ie doh\u013eadate\u013en\u00e9 a inform\u00e1cie o nich m\u00f4\u017eu by\u0165 skreslen\u00e9. Ako pr\u00edklad m\u00f4\u017eeme uvies\u0165 spolo\u010dnos\u0165 Cebia<\/strong><\/a>.<\/p>\n\n\n\n Preveren\u00e9. \u010co teraz? Beriem? <\/strong><\/p>\n\n\n\n Tak \u00e1no, auto m\u00e1me preveren\u00e9, p\u00e1\u010di sa n\u00e1m, tak ho asi beriem nie? Dostali sme sa do f\u00e1zy, kedy m\u00e1me vybran\u00e9 a idete podp\u00edsa\u0165 k\u00fapnu zmluvu. Pokia\u013e kupujete auto z autobaz\u00e1ru, bude u\u017e iste ma\u0165 k\u00fapne zmluvy pripraven\u00e9 a sta\u010d\u00ed iba podp\u00edsa\u0165 a m\u00f4\u017eete fr\u010da\u0165. Nemali by sme si zabudn\u00fa\u0165 zmluvy poriadne a v pokoji pre\u010d\u00edta\u0165, uisti\u0165 sa, \u017ee v nich je zahrnut\u00fd aj s\u00fa\u010dasn\u00fd stav vozidla a tie\u017e sa zozn\u00e1mi\u0165 s reklama\u010dn\u00fdmi podmienkami dan\u00e9ho baz\u00e1ru. Autobaz\u00e1r v\u00e1m ur\u010dite r\u00e1d pom\u00f4\u017ee aj s prepisom vozidla a vybav\u00ed za v\u00e1s pr\u00edpadn\u00e9 formality. Pokia\u013e ale kupujete auto na vlastn\u00fa p\u00e4s\u0165, je nutn\u00e9 tie\u017e po\u010d\u00edta\u0165 s k\u00fapnou zmluvou, K\u00fapnu zmluvu si m\u00f4\u017eete zadarmo stiahnu\u0165 na na\u0161om webe iautomato.sk v sekcii "kupujem auto". <\/strong>Tak\u017ee, m\u00e1me podp\u00edsan\u00e9 a teraz sta\u010d\u00ed auto iba prep\u00edsa\u0165 a m\u00f4\u017eete fr\u010da\u0165 domov. <\/p>","protected":false},"excerpt":{"rendered":" Pot\u0159ebujete n\u011bjak\u00e9 levn\u00e9 auto pouze na cesty do pr\u00e1ce a z pr\u00e1ce? Va\u0161e rodinka se zv\u011bt\u0161ila rychleji, ne\u017e v\u00e1\u0161 plat? Nutn\u011b pot\u0159ebujete machrovat p\u0159ed holkami z vej\u0161ky, nebo sousedy? Tak pr\u00e1v\u011b pro v\u00e1s je koup\u011b ojetiny to prav\u00e9! M\u00e1 to i sv\u00e9 h\u00e1\u010dky a mus\u00edte si d\u00e1t velk\u00fd pozor, aby v\u00e1s va\u0161e nov\u00e9 tvrd\u011b odpracovan\u00e9 […]<\/p>\n","protected":false},"author":3,"featured_media":5728,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_jf_limit_responses":"","footnotes":""},"categories":[85],"tags":[],"class_list":["post-853","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-rady-a-tipy","entry","has-media","owp-thumbs-layout-horizontal","owp-btn-big","owp-tabs-layout-section","has-no-thumbnails"],"yoast_head":"\n![\"\"](\"https:\/\/lh3.googleusercontent.com\/Grq2j1Em5h9DQQ3mTPJ1rAMhNUfDelArUMHywky9pYiq79ivT3A8AR0LlSDdMONdgVESXQxKnstHGWD_4qy4Gsv9nVOiPtxEACcvY-SVDVUZsUcDYoMQIuHDfSdEMKK2vtKcTjwl\")
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